• Interest rate (p.a.)

    27.38% - 54.76%

  • Loan Tenure

    0.5 - 10 years

  • Approval Duration

    1 day

  • Min. monthly income

    ₱7,000

Loan calculator
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Monthly salaryRM0
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What's so great about ACOM REVOMAX Cash Loan?
  • Get approved in as fast as 1 day!
  • Flexible repayments with no maximum loan tenure!
  • High loan amount of up to ₱500,000 (subject to approval).

Product Features

Min. financing amount₱5,000.00
Max.financing amount ₱500,000.00
Min. loan tenure6 months
Max. loan tenureNone (Flexible)
Interest rate3.315% to 4.563% per month
Approval duration1 day
Debt consolidationNo

Fees & Charges

One time set up
Processing fee₱1,000.00
Disbursement & misc. fee₱500.00 (Lending Fee)
Other feesRemittance Fee (depends on remittance costs)
Penalties
Late payment charges₱500.00

Eligibility

Age requirementAge 21 - 65
Employment eligibilityAt least ₱7,000.00 monthly income; must be privately employed for at least 3 months
Min. salary requirement₱7,000 gross per month
Guarantor / Collateral requirementNo

Other Requirements

Need to open linked banked account?No

Product Review byiMoney

ACOM Consumer Finance Corporation is one of the newest financial service providers in the country, recently established in 2017. ACOM Co., Ltd. (Japan), its parent company was incorporated in 1978 and subsequently listed in the Tokyo Stock Exchange back in 1996. Since then, ACOM has been ranked as one of the largest consumer finance companies in Japan and well recognized for having a strong reputation in terms of product innovation. From then on, ACOM has expanded into the consumer finance industry in Thailand and now in the Philippines.

Their vision is to become the number one company that offers unsecured, no collateral loans in the country. With their expertise and experience in the industry, alongside their proven track record of providing innovative financial solutions, ACOM is optimistic about contributing to the improvement of the financial services sector in the country, in terms of processing speed and efficiency of their service.

ACOM’s Personal Loan, branded as Revomax, is a quick cash loan with minimal qualification and requirements. The application process is simple and straightforward with guaranteed one-day processing. Offering a relatively high loanable amount starting from ₱5,000 up to ₱500,000, it works through a credit limit system that increases the amount you borrow based on your assessment and credit examination.

Their loan interest ranges from 3.315% to 4.563% per month with flexible payment terms and a long repayment period starting from 6 months. The best part is, the low minimum monthly income requirement which is only ₱7,000. On top of that, you don’t need any collateral or credit cards. For repeat borrowers, no requirements will be needed.

Advantages Of Applying With ACOM Revomax Cash Loan:

  • Fast approval - guaranteed 1-day processing.
  • High loan amount of up to ₱500,000.
  • Flexible terms, loan receiving, and repayment options.
  • No collateral, credit card, or guarantor required.

Having more options in the market is always favorable to consumers. It grants you more selections and makes better decisions that are suited to your needs.

If you want to learn more about what ACOM can offer, you can view more details of their personal loan product below.

ACOM Personal Loan FAQ

How much can I borrow?

With the ACOM Personal Loan, you can borrow from ₱5,000 to as much as ₱500,000, subject to approval.

What are ACOM’s Personal Loan Requirements?

An applicant must fulfill ACOM’s eligibility criteria for a loan:

  • Must be 21 to 65 years old
  • Net monthly income: ₱7,000 up
  • Must be a Filipino citizen OR,
  • Local resident foreigner with a valid Philippine billing address
  • Occupation: Company employees (private, government)
  • NOT Allowed: Police, Military services, Lawyer

Consequently, after filling out the application form, the following documents are necessary:

  • 1 Valid Govt. Issued ID (TIN, SSS, GSIS, UMID, Passport, Driver’s License, Postal ID, Voter’s ID, PRC, NBI Clearance)
  • 1 Valid Company ID (or Certificate of Employment)
  • Payslip (for 1 month)

*Additional documents may be required during credit evaluation.

How does the ACOM Personal Loan Calculator work?

The ACOM Personal Loan calculator computes the estimated cost of borrowing and the amount of payment per installment. Just input the desired loan amount in their application page to automatically get the estimated monthly amortization for different tenors.

Is ACOM Revomax Cash Loan the right one for me?

Generally, Japan is famed for their high quality of service and the level of efficiency in their processes. ACOM offers their valued services honed through years of experience and expertise. Through this, they managed to come up with more personalized loan products tailored to the Philippine market.

Given the recent events and our current economic climate, an average consumer who is looking for immediate financial assistance can easily avail ACOM Revomax Personal Loan. With minimal requirements, high loanable amounts, and most especially, flexible repayment, it is one of the most viable options for that urgent necessity of additional funds.

You can also check out other personal loans being offered by banks and financial institutions in the market:

CIMB Personal Loan

CIMB, one of the first, fully digital banks in the country offers a personal loan that can immediately address your cash needs for whatever purpose. At a fixed interest rate starting from 13.47% per annum, you can loan from ₱30,000 to ₱1,000,000 with a monthly add-on rate of 1.12% to 1.95%. The loan tenure ranges from 1 to 5 years which is enough time and payment flexibility for loan repayment. To be eligible, the minimum monthly gross income requirement is only ₱15,000. There are no processing, disbursement, and early settlement fees as well.

RFC Personal Loan

It is quite comforting to know that a financial provider will be able to provide you with immediate funds for any given situation. On top of that, having a homegrown financial institution assisting you in times of need adds to our national pride. As a Filipino-owned company, Radiowealth Finance Corporation has been providing financial assistance through their RFC personal loan where you can borrow from ₱5,000 to ₱50,000 payable up to 12 months. With a competitive interest rate of 3.5% per month, you are eligible to apply if you have a minimum gross salary of only ₱7,000 a month, no collateral required.

Citi Personal Loan

As a household name in the financial industry, Citi has been providing a wide variety of services in the country for decades, catering to different sectors and industries. For the average consumer in need of additional funds, Citi offers a personal loan with long payment terms from 1 up to 5 years allowing enough time for easy repayment. You can borrow amounts from as low as ₱20,000 up to ₱2,000,000 at a competitive interest of 15.16% per annum. The best part is the fast approval duration of up to 24 hours. So if you have a minimum monthly income of ₱21,000 and a current cardholder, you are eligible to apply.

If these options are not exactly what you have in mind, you can take a look at our complete list of personal loan providers to help you compare and choose which one suits your requirement.