|Margin of Finance:||70%|
|Loan Tenure:||Up to 20 Years|
|Suitable For:||Purchase of House & Lot / Condominium, House Construction, Purchase of Lot, Refinancing, House Renovation / Expansion, Reimbursement.|
|Age||21 - 65 years old|
|Employment||Permanently employed for at least one year; 2 years if OFW; If self-employed, business must be at least 2 years in profitable operations.|
|Citizenship||Filipino citizen or former Filipino citizen eligible under BP 185 guidelines; foreign nationals holding immigrant visa or married to a filipino are eligible if purchasing a unit covered by CCT|
RCBC Savings Bank will provide you with advice on where to buy your property along with the best options for you to pay your amortization.
Yes, if you are:
If you have applied for an RCBC Housing Loan, you will be asked to provide some supporting documents in order for the bank to process your application. These documents are listed below:
If locally employed
You can use the RCBC Savings Bank housing loan calculator to calculate your monthly repayments, based on your desired property value and loan amount. Once you are ready to apply, you can make a free enquiry through iMoney, and our customer representatives will call you back. Applying for a housing loan with iMoney is absolutely free of charge.
Still indecisive whether this housing loan from RCBC Savings Bank is exactly what you need? We like to suggest that you also take a look at Union Bank housing loan to review which is a better option. If you're still undecided and would like to check out other alternatives, you can view the rest of our housing loan lineup on our website and compare other bank's home loan plans available in the Philippines.
You can sign up for an automatic debit arrangement from your RCBC Savings Bank savings or checking account to pay your monthly amortizations quickly and conveniently.